No. An accepted debt agreement prevents creditors from making you bankrupt. It is also similar with rejected agreements.  We’ve been in business for over a decade and assisted over 12,000 people. Not once in that time has a rejected debt agreement been used to make someone bankrupt. It costs thousands to make someone bankrupt and creditors are reluctant to go down that path. We typically will resubmit rejected proposals, maybe even a third re-submission and if we can’t get it approved we’ll access other options.